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Can I Build an ADU on My Property? 5 Things You Need to Know

A simple ADU pool house, with a small pool and chairs visible and trees in the backdrop.

With housing demands on the rise, you may want to build an Accessory Dwelling Unit (ADU) on your property. An ADU can provide extra living space for family members, rental income, or a private retreat.  While it can be a great addition, it’s important to know the ins and outs before you ask, “Can I build an ADU on my property?” Here are five essential things you need to know. 1. Understand Your Local Zoning Laws I remember when my neighbor decided to build an ADU to provide a home for his aging parents. However, he discovered that his property was not initially zoned for ADUs, thus delaying the project.  So, the first step in your ADU journey is to understand the zoning laws and regulations in your area. These laws can differ between cities and even neighborhoods. Some areas have restrictions on the size of ADUs, who can live there, and whether you can rent them out. Therefore, check with your local planning office to confirm that your property is zoned for ADUs to understand the specific requirements you need to meet. This will help you avoid costly mistakes and ensure that your project complies with all local ordinances.​ For detailed information on zoning laws in your area, review the new ADU laws in California or contact your local planning office. Understanding these regulations will help you avoid costly mistakes and ensure compliance with all local ordinances. 2. Budget Wisely Building an ADU involves substantial financial planning. You need to evaluate your budget, explore financing options, and consider both short-term and long-term expenses. ​Costs can vary depending on whether you opt for an attached or detached unit, the size of the ADU, and the materials used.  Here’s a detailed breakdown of potential costs and financing options: Construction Costs: These can range significantly depending on the size and type of ADU. For a basic attached ADU, costs might start around $100,000, while detached units can start at $150,000 due to additional expenses for foundations and external connections. Professional Fees: Hiring architects and contractors typically adds 10-15% to your overall budget. For a $100,000 project, expect to pay about $10,000 to $15,000 in professional fees. Permit Fees: These fees vary widely but can be estimated at approximately 5% of the construction cost. For a $100,000 construction, permit fees could be around $5,000. Financing Options: Home Equity Loans: With interest rates generally lower than personal loans, this could be a cost-effective way to finance your ADU if you have sufficient home equity. Personal Savings: Utilizing personal savings avoids interest costs and can expedite the commencement of your project. Local Grants: Some regions offer grants to promote ADU construction for affordable housing. These can significantly offset costs and are worth investigating. While DIY building might save you money, it can also lead to costly errors if you’re not experienced. On the other hand, hiring professionals ensures expertise but at a higher cost.​ 3. Design with Purpose Your ADU’s design should align with its intended use. Whether you’re creating a rental unit, a space for family, or a personal retreat, your design should be functional and aesthetically pleasing.  Here’s how to approach designing your ADU with purpose: Interior Layout Think carefully about the space’s flow and functionality. For a rental unit, you might prioritize privacy and separate access. For a family member, consider ease of mobility and the inclusion of comfortable, livable spaces. Efficient use of space is key, so incorporate built-in storage and fold-away furniture to make the most of the area.   Accessibility If your ADU is intended for elderly family members, accessibility should be a top priority. This includes features like no-step entries, wider doorways, and walk-in showers. These features not only make the space more comfortable for individuals with mobility issues but also add long-term value by making the ADU versatile for future needs. Aesthetic Appeal Your ADU should be both functional and beautiful. Choose color schemes and materials that complement the main house while adding a unique touch to make the space inviting. Consider using large windows to bring in natural light, which makes the ADU feel more spacious and welcoming. Sustainable Design Incorporating sustainable design elements can reduce the environmental impact of your ADU and save on energy costs in the long run. Think about adding solar panels, using energy-efficient appliances, and choosing sustainable materials for construction. Smart design choices, like space-saving furniture, can make your ADU more livable and appealing. By adding sustainable design elements, you can also future-proof your investment. 4. Navigate the Permit Process Obtaining the necessary permits is a critical step in building an ADU. To do so, you’ll have to submit detailed plans and pay permit fees. This can take time, so factor that into your project timeline.  Here’s how to effectively manage the permitting process: Submit Detailed Plans Your first step in the permit process is to prepare and submit detailed architectural plans to your local building department. These plans should include all structural, electrical, and plumbing details that comply with local building codes. It’s crucial to ensure these plans are thorough as they form the basis of the building department’s review. Pay Permit Fees Once your plans are submitted, you will need to pay the necessary permit fees, which vary depending on your locality and the specifics of your ADU project. These fees can often be several thousand dollars, so be prepared for this expense in your overall budget. Steps to Expedite the Process To expedite your permit approval, consider the following tips: Engage with Local Planners Early: Before you even submit your plans, discuss your project with local planning officers. This can provide valuable insights into specific local requirements or potential red flags in your plans. Use a Professional Expediter: If your budget allows, hiring a professional expediter can help navigate the complexities of local building codes and speed up the approval process. Stay Organized: Keep all correspondence, submitted documents, revisions, and approvals well organized. This will help you